Standardised Base Rate? [Banking] Baru je faham OPR, sekarang SBR?

Haa assalamualaikum dan good morning ingat tak lagi hari itu I cakap pasal OPR, Overnight Policy Rate, hari itu ada naik dua kali pula itu, 0.25%, 0.25%. I buatlah kira-kira sana kira-kira sini dah faham tak pasal benda itu? Dah fahamkan? Be prepared untuk tak faham lagi. Terima kasih kepada Bank Negara kerana mengintroducekan standardize base rate supaya I boleh buat content baru

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00:00 Intro
01:21 Credit to BNM
01:56 Consumer tak tahu kira-kira
02:43 KPI: Close the deal
03:21 5-40 year commitment
04:08 Consumers perlu ambil tahu
05:00 Standardized Base Rate
06:05 BLR to BR to SBR
06:47 BR setiap bank berbeza
07:41 Banks boleh hidu perubahan OPR
08:36 SBR good for transparency
09:05 Apa beza SBR dengan BLR?
09:59 Bukan salah tapi boleh improve
10:25 Consumer untung bila semua jelas
10:55 SBR ikut perubahan OPR
11:26 BNM regulates the commercial banks
12:15 SBR: new loans from 1st August 2022
13:50 Bloopers